New research from Scottish Widows reveals that Brits who worry about their finances spend an incredible 11 hours a week doing so – but with an offset loan all those worries could disappear.
People are fretting for more than a working day each week – or 24 whole days a year. They are worrying about being [...]

The best way to get through Christmas is to save all year round – with an offset mortgage you can’t help but save, so by Christmas you should have plenty of hard-earned savings to spend.
New figures from Abbey has found that Brits will use £3.45bn of their savings this year to help cover their Christmas [...]

It seems that parents are finding it harder to save than ever – research from Abbey has found that over one in four British parents with young children have no savings or investments – so more parents should be considering offset loans.
The bank’s research has found that 20% of these parents have less than £1000 [...]

Do you know if you could be making even more of your offset loan? You might think that you are making the most of your money by simply having an offset mortgage, but you could be doing EVEN more.
One of the great things about offset is that you can take money out of the mortgage [...]

Annual house prices have reached positive figures for the first time in nearly two years as Brits finally see their homes increase in value over the longer term.
According to Nationwide, UK house prices in October were higher than those in October 2008 – the first annual rise for 19 months. Overall, property prices were 2% [...]

All advisers are telling people these days to ‘overpay, overpay, overpay’ – in this low rate environment many Brits have seen their mortgage rate fall dramatically and many have the capability to overpay on their loan. And no loan is better to overpay on than an offset loan – because the more you overpay on [...]

Private pensions can be complicated and they are hard to get excited about when it could be maybe forty years before you see the fruits of your investment – so invest your money into an offset mortgage and watch your nest egg make a difference right away.
We are all going to be living longer and [...]

Despite the serious issue of lack of income in the current environment, and widespread belt-tightening, Saga Personal Finance has revealed that most Britons are doing little to make the most of their savings.
It found that almost two thirds of people admit they do to not even knowing the rate of interest on their accounts. The [...]

Two recent house price indexes have found the UK property market to be regaining a little momentum with continued price increases – but what does this mean to offset borrowers?
The latest house price index from Nationwide found that house prices increased by 1.6% in August this year, the fourth month in a row that house [...]

The recession is prompting Brits to seriously rethink the state of their finances and their long-term financial futures, according to a report from Friends Provident.
The firm found that there is now a new breed of realistic thinkers are emerging from the downturn, people who have been prompted to get a grip and give serious thought [...]