In the future more and more families are going to have to work together to ensure property investment success according to a new study – meaning family offset mortgages could become a crucial mortgage product for many.
A new report into the financial future of families by National Savings and Investments has found that family members [...]

New research from moneysupermarket.com found that many Brits say that the only reason they aren’t saving is that they don’t have enough money – but in reality if they had the extra cash they still wouldn’t use it to start saving.
The website has found that 52% of adults in the UK – that’s 25 million [...]

Meeting the cost of a comfortable lifestyle is a bigger financial concern than dwindling savings for the nation, with 6.7 million people happy to raid their savings and investments to cover day-to-day outgoings.
According to a study published by LV=, that the most important concern to people is keeping up with their chosen lifestyle. [...]

This spring, the amount the population is saving is higher than ever according to National Savings & Investments, proving that in the downturn saving is the very best practice.
On average, NS&I found that Britons are setting aside £92.41 each month, up from £90.12 in winter 2008. Those who regularly save are also putting away £209.23 [...]

The greatest thing about offset mortgages is that the savings do not stop coming – every single month you will find, if you keep to your spending plans, that your outgoings just become less and less.
Here is an example of how offset can save you money. It’s a bit simplistic, so don’t think it will [...]

An increasing number of Brits are now seeing saving as important but the majority are still simply not saving enough.
Nationwide has found that over a quarter of consumers save nothing at all, with less than half saving regularly. However, more people see the benefit of saving – 60% of people think that saving is an [...]

It’s hard enough to keep saving each month to keep up your offset mortgage account, so what happens if your mortgage becomes at risk – are you protected?
People spend their lives paying their mortgage, doing all they can to get their rates lower, to reduce their loan amount, but one redundancy, or one injury and [...]

The Bank of England recently revealed that as many as one in ten people in the UK could be in negative equity – to avoid such a fate its time to think of using offset mortgages to overpay your loan.
An estimate based on UK banks’ loan book figures shows 11% of borrowers were affected at [...]

It feels like the gloomiest economy ever, but savvy money managers stand to benefit in these tough times – offset provider first direct has developed guidelines and tips designed to help them beat the credit crunch.
The first thing to do is to stay on top of your finances – first direct research reveals that 17 [...]

Fixed rate bond savers set for a big fall as savers face interest rate drops of up to 7.9 per cent according to moneysupermarket.com – meaning many people will have to look for alternative means of saving as soon as possible.
Just one year ago savers had their pick of one year fixed rate bond products [...]