Flexible discount mortgages can be a godsend, a mortgage that allows you to call the shots whether that means overpaying, underpaying or even not paying at all for a limited period. Its the perfect product for those whose income is up and down, month by month. Maybe you are self employed, maybe you rely on [...]

When you begin shopping for the right mortgage, you are bombarded with jargon and phrases that do not seem to mean anything. One word that comes up again and again is flexible. Every lender will promise flexibility and many will offer flexible repayment mortgages – but what do they mean? Obviously it sounds like a [...]

You want flexible cheap mortgages, deals that have some leeway when it comes to underpaying and overpaying, but also deals that are cheap. You dont want to see all your hard earned wages disappear as soon as they arrive into the big, black mortgage debt but you also dont want a claustrophobic mortgage that demands [...]

If you come to retirement age you want to reap the rewards of all your hard work. For years and years you have paid your mortgage, and only now as you finish working, you own your own home. But what is the good of owning a home if you have no money to enjoy it? [...]

Keeping monthly repayments low is one reason why some mortgage holders might choose a flexible interest only mortgage. If you’re a first time buyer who has just scraped together the necessary deposit (much larger in a booming property market) then this type of mortgage might appeal. And a flexible interest only mortgage might also find [...]

Flexible mortgages UK lenders are now increasing their product offerings and incentives to cope with growing demand from British home owners. Since the first flexible mortgages launched about a decade ago, the number of lenders and products has increased dramatically. The offset mortgage sector has experienced rapid growth over the last five years and there [...]

There are all kinds of family events that might cause you to need a flexible mortgage. Births and weddings might be two of the reasons for having a flexible mortgage as features such as payment holidays can prove useful at times of financial stress. But it’s not only lack of money that might provide the [...]

If you’re looking into flexible tracker mortgages, it’s important to understand all the terms that mortgage lenders use. That way, you will be sure that you know the ins and outs of the flexible tracker mortgages you are considering. Here is a guide to some of the terms you might need to know. There are [...]

If you think you want to remortgage but want more flexibility than your current mortgage offers, then a flexible remortgage might be the answer. There are several reasons why a flexible remortgage might appeal – flexibility being the most important one. These remortgage deals can offer flexibility in the way they are repaid, allowing you [...]

How do you decide on the best flexible mortgage? One measure might be the number of flexible features it has and the ease with which you can use that flexibility. While flexible mortgage deals usually allow you to overpay, there are tremendous differences in how much you can overpay and within what period. Some may [...]