Currently no easy access savings accounts and only a handful of bonds pay enough interest to offset the effects of inflation and taxation – in these saver-unfriendly times people need to use more offset mortgages.
According to Moneysupermarket.com, basic rate tax payers will now need an account paying at least 4.26% to gain benefit in real [...]

Inflation rose to 3.4 per cent in March, meaning savers are being hit even harder – so now is the time to get hold of an inflation busting offset mortgage to get some decent savings.
Inflation is almost back to the Consumer Price Index peak of 3.5% witnessed in January this year, however the situation for [...]

No matter how small the investment, committing to regular saving over the long term can build a sizeable pot – and with offset, that small pot can help reduce outgoings each month.
Rob Fisher, head of UK personal investments at Fidelity International says: “A monthly investment plan can be a good way to maintain a long-term [...]

New research from Birmingham Midshires has revealed Brits have almost doubled the amount they are saving on a quarterly basis compared to this time last year – but even more Brits could be doing this with the help of a good offset mortgage.
In the three months to April 2010, Britons saved an average of £1,031, [...]

A recent news report by the Times found that one in five men have a savings account that their partner does not know about, proof that people are hiding their money – to make the most of your family’s assets you need to be open about them and you have to use them to their [...]

There are no savings accounts in the UK giving a positive return after inflation for the new band of 50% taxpayers – for them, offset mortgages might be the best key to success.
Figures from moneysupermarket.com shows that savers and borrowers who fall into the new income tax bracket of 50p in the pound above a [...]

Many Brits have pressed on with their life’s plans regardless of the recession, and that’s great, but they should make sure they can continue that with an offset mortgage.
According to Clydesdale and Yorkshire Bank, the majority of people in the UK haven’t let the recession affect their life plans for 2010. They are still getting [...]

Entrepreneurs have pumped in up to £16bn of their own personal savings to get their businesses through the last year, an exercise that would have been a lot less painful with an offset mortgage.
Hiscox has found that one in five small business bosses took the decision to invest, on average, £17,030 of their own savings [...]

It is not just those who are scrimping and saving who could benefit from an offset mortgage – it’s unique properties make them an excellent choice for the wealthy too.
Offset mortgages are a great way of making more from your savings. But they are also a great way of getting round the taxman – because [...]

People simply cannot make the money that they need by putting their nest eggs into a savings account in this low rate and high inflation environment.
Even though inflation recently fell to 3%, it is still high, and combined with a low interest rate it means savings accounts are just not good enough. But offset mortgages [...]