Who would you listen to for offset mortgage advice? Your bank? The TV? The newspaper? The Internet? – The best way to find out who to talk to is by asking other offset mortgage borrowers themselves.
It’s harder than ever to believe the banks these days – if they are not taking your taxes they are [...]

Rising inflation coupled with a historically low base rate of 0.5 per cent has left consumers with very few opportunities to gain any real return on their savings – but for those savers who also have a mortgage, now could prove the perfect time to consider switching to an offset mortgage deal as a way [...]

Many savings rates have tumbled over the last few months as lenders try and offer cheaper mortgages – with an offset you can have the best of both worlds.
At the moment, in order to maintain their balance sheets, banks can either offer competitive mortgage or saving deals, not both. And according to Moneyfacts, since November [...]

The way most mortgages work is pretty straight forward – you take out a loan with a mortgage lender and over time you repay that loan at a premium. But offset mortgages do not quite work in the same way.
Regular mortgages are secured loans which means they are a money loan secured on a home. [...]

More young adults are struggling to get jobs and make ends meet, so they are having to rely on their parents more than ever for support. This can be a real burden on parents – but it needn’t be with an offset mortgage.
According to research from Scottish Widows, adult children are continuing to ‘sap’ their [...]

It’s all well and good a mortgage adviser telling you to switch to an offset mortgage but until you release how much you can actually save by just moving around your money you may not be entirely convinced.
Offset mortgages work by taking a lump sum and offsetting it against your mortgage debt – £10,000 offset [...]

Most people have to get serious about saving money at some point – do it sooner rather than later with an offset mortgage.
Saving money each month allows you to build up a nest egg, gives you a better credit score and gives you a better chance of getting hold of better credit in the future [...]

The old adage that ‘if you look after the pennies the pounds will take care of themselves’ may not be true in the 21st century but the message is worth bearing in mind as Brits look for other ways to make their money work for them.
With instant access savings accounts now paying an average of [...]

If you do not feel like you control your own finances and feel like they are in control of you then you need to invest in a mortgage where you are the boss and you call the shots, every month.
It’s a common dilemma to be in – more than half of Britons aged 35 and [...]

New research by The Co-operative Bank Mortgages has revealed that almost two thirds of mortgage holders are aiming to be mortgage-free by the time they reach 50 years of age. 
This is a great goal, but one that is tough to make a reality. To do it you need a mortgage that encourages overpayment and actually [...]