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2008 has been a tough year for mortgage holders. Rates are on the rise and more people are coming to the end of their cheap, easy two-year fixed rate products. So there are going to be a few rate shocks: many homeowners could see their mortgages rising by hundreds of pounds a month. That’s why flexible remortgages are so important for homeowners in 2008. Flexible remortgages can give mortgage holders the chance to get used to the new way of things and allow them to adjust to a radical new mortgage world. So if you are coming to the end of your mortgage, maybe you need a mortgage that can work round your changing situation.

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