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The flexible home loan is here to stay, as recent research shows. Specialist lender UCB Home Loans undertook research with 1,400 intermediaries to find out what their predictions were for the UK mortgage market of the future. One prediction has already been proven true, as the intermediaries foresaw the Bank of England interest rate rises. Meanwhile, there is more demand for the flexible home loan as borrowers seek the financial flexibility that these bring. In the next year or so, the research shows that trackers are likely to be popular. You can also find out which tracker product is the most popular.

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