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Mortgage interest rates are on the up, there is no doubt about that. Thanks to tightening credit limits mortgage lenders have had to resort to putting up rates by several percentage points. Which in real terms means a big hike in your monthly mortgage bill and with rising energy, food and fuel costs, mortgage hikes are the last things any homeowner wants. But what about the interest rates on flexible mortgages? Aren’t they any different, because these are flexible deals, shouldnt they be immune to mortgage rate changes? Or are they different, will interest rates on flexible mortgages be hit harder than other deals?

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