Just how flexible is a flexible offset mortgage? It’s very flexible indeed. A flexible offset mortgage offers mortgage holders the chance to use their savings to reduce the amount of interest they pay on their mortgage. This type of mortgage also provides flexibility in the way it is repaid, with overpayments and underpayments a feature of the flexible offset mortgage. To get more from a flexible offset mortgage, one strategy is to save, as this will save you interest if the savings account is linked to the offset mortgage and there are other strategies that will help you as well.

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