So you have been searching round for the perfect mortgage, and the term ‘offset’ keeps coming up. What is an offset mortgage? What does it do differently from the regular mortgages that you already understand? It may seem daunting to choose something that you haven’t previously heard of - and you are right to be cautious, as the key to good financial decisions lies in understanding and knowledge – but it’s not rocket science. With a bit of simple explaining, you can find out the definition of offset. It is nothing to be afraid of, in fact after you learn what is an offset mortgage you’ll probably be jumping at the chance to sign up for one.

Find out more about the Offset Mortgage