Offset tracker mortgages may not be the right mortgage deal for everyone, but if you match certain conditions then offset tracker mortgages might be right for you. These flexible mortgage deals suit people with a variable income. Many of the people who earn large City bonuses may apply those record breaking sums to repay their offset tracker mortgages. And self employed people may also find these deals suitable. On the other hand, some people prefer the security of long term fixed rate deals, which are available from several lenders. It’s best to weigh up your finances to find out whether offset tracker mortgages are suitable.

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