The old adage that ‘if you look after the pennies the pounds will take care of themselves’ may not be true in the 21st century but the message is worth bearing in mind as Brits look for other ways to make their money work for them.
With instant access savings accounts now paying an average of [...]

If you do not feel like you control your own finances and feel like they are in control of you then you need to invest in a mortgage where you are the boss and you call the shots, every month.
It’s a common dilemma to be in – more than half of Britons aged 35 and [...]

Thanks to the Bank of England deciding to keep interest rates at 0.5% for the 11th month in a row, 76% of investors have had enough of dismal savings rates and say they are not interested in investing in cash.
Fair Investment has found more than three quarters of investors would prefer to put their money [...]

In a recent speech, Conservative shadow chancellor George Osborne said: “Our new economic model will be built on long term saving and investment” – make sure your personal economic model is too with an offset mortgage.
For years now people have used their homes like cash machines – a few years of frivolous spending followed by [...]

New research has found that women will be more savvy savers this year as they spend less and check bank balances more – this new attitude could make for some great offset savers in 2010.
The Co-operative Bank has found that three quarters of women will not be splashing out on impulse buys this year – [...]

Can you imagine a world without credit card debt? It might be a far-off dream but it can be a reality by using an offset current account loan.
We all have credit cards and we all wish we didn’t – they can be the bane of our lives. As soon as you think you have saved [...]

You may be keen to make sure your savings within your offset mortgage grow this year – but it might be prudent to protect you assets first.
For too long Brits have been hell-bent on making more money without thinking about what could happen to them. Advisers and lenders alike have also been complacent when it [...]

No other mortgage is quite so engineered for the 21st century as an offset loan – if you want a truly modern, online mortgage then opt for the loan that you can control 24/7.
Online finances are now the norm – it is just 12 years since internet banking began, but its popularity has grown so [...]

The media loves to report house prices rises and dips – it’s easy news and most people are affected by it – but what does it mean to an offset mortgage if house prices rise?
Prices fell heavy in 2008, but through most of 2009 they seem to have improved somewhat and that improvement seems like [...]

Now that the dust is settling on the financial markets, people are waking up to the fact that they, like the banks, need to save more for the bad times.
But despite the financial shock of the last 18 months, data for the last five years shows that in general Britons have not made savings any [...]