If you search the Internet for offset mortgage adviser or talk to an offset mortgage adviser you will always hear the message ’shop around for the best offset mortgage’ because it is a complicated financial product. But what happens if you pick the wrong offset loan?
What is the worst that can happen? Well, if you [...]

Greedy bankers have become the nation’s number one enemy over the last year and if the headlines are anything to go by, their voracious appetite for profit is unrelenting – so hide your money away in an offset and make sure you reap the profits, not them.
Most people invest their savings in a bank – [...]

If you have not got insurance to cover your offset mortgage the first thing you have to ask yourself is why – there are simply no good arguments against taking out good mortgage protection.
Some may say that they do not want to take out offset insurance because it’s too expensive. While it is true that [...]

Offset mortgages are always advertised as the best vehicle for saving money, and they are – but offset mortgages are as good at handling debt as they are handling savings.
Offset current accounts do not work like other offset mortgages. Where the more commonplace offset uses piles of savings to reduce liability on debt, an offset [...]

We all want to save, but hopes of a healthy nest egg can be dashed after taking a peek at your monthly outgoings – you need an offset mortgage to give you the confidence to save.
This is because confidence is everything – if you are sure you can save, you can budget and you can [...]

If 2009 was the year of reducing debt and getting back into the black, 2010 is the year to use your clean slate alongside an offset mortgage to make your savings grow.
Many people spent the last 12 months clearing credit cards, overpaying on mortgages and getting clear of personal loans and store cards. And for [...]

The best way to get through Christmas is to save all year round – with an offset mortgage you can’t help but save, so by Christmas you should have plenty of hard-earned savings to spend.
New figures from Abbey has found that Brits will use £3.45bn of their savings this year to help cover their Christmas [...]

The Supreme Court recently voted in favour of the banks and turned down current account holders’ case against what they deemed to be unfair overdraft fees.
If you went overdrawn in the past banks charged relatively large sums in fees – people could be hit with a £30 fine for going 1p over their agreed limits, [...]

As many as four out of ten homeowners don’t understand the benefits of an offset mortgage – don’t be a dummy, get clued up and talk to a broker about taking out the smartest mortgage around.
A recent survey commissioned by the first direct reveals that 40% of homeowners don’t understand the basic idea of an [...]

It seems that parents are finding it harder to save than ever – research from Abbey has found that over one in four British parents with young children have no savings or investments – so more parents should be considering offset loans.
The bank’s research has found that 20% of these parents have less than £1000 [...]