A recent news report by the Times found that one in five men have a savings account that their partner does not know about, proof that people are hiding their money – to make the most of your family’s assets you need to be open about them and you have to use them to their [...]

A fifth of Brits could do with taking out an offset mortgage to encourage them to save because right now they are saving nothing at all.
Nationwide has found that in January 2010, the number of regular and occasional savers increased to 79% – the highest since September 2008. But one fifth of people still not [...]

If you search the Internet for offset mortgage adviser or talk to an offset mortgage adviser you will always hear the message ’shop around for the best offset mortgage’ because it is a complicated financial product. But what happens if you pick the wrong offset loan?
What is the worst that can happen? Well, if you [...]

The media loves to report house prices rises and dips – it’s easy news and most people are affected by it – but what does it mean to an offset mortgage if house prices rise?
Prices fell heavy in 2008, but through most of 2009 they seem to have improved somewhat and that improvement seems like [...]

Right now, less than a quarter of all savings accounts pay enough interest to fight off inflation – if you haven’t done so already, it might be worth considering taking out an offset mortgage to make the most of your savings.
Inflation rates have increased for the first time since February this year and moneysupermarket.com has [...]

Offset mortgages are always put into the ‘niche’ category of mortgages, alongside self-build, self-cert and buy-to-let, but offset shouldn’t be niche – it could improve the lives of millions of people.
Niche means an area that is only of interest and only suitable for a small, select group, and that’s fine for many mortgage types. Self-cert [...]

If you are self employed, it’s probably been a pretty tough year and it probably not very easy to get hold of a mortgage – but you could take advantage of a current account offset mortgage and save yourself a fortune in the long run.
According to the Office of National Statistics, more than 3.5 million [...]

An offset mortgage can be the best way to beat the recession – even if you lose your job.
More than a third of this country believes that the State welfare system will offer enough to those people who find themselves out of work, according to a survey by Scottish Provident – but this isn’t the [...]

If you have savings it might be time to consider if they could be better placed elsewhere – talk to a mortgage adviser about moving your savings into your mortgage.
But the time to act is now – Britons have already dipped into £11bn worth of ISA cash in the last 12 months, according to Abbey [...]

Around two thirds of Brits now admit the credit crunch means they are more likely to stay in during the evenings to save money – if you pick the right savings vehicle, these savings will add up during the downturn.
Just over one in ten Brits say the recession has meant they are resorting to in-house [...]