Thanks to the Bank of England deciding to keep interest rates at 0.5% for the 11th month in a row, 76% of investors have had enough of dismal savings rates and say they are not interested in investing in cash.
Fair Investment has found more than three quarters of investors would prefer to put their money [...]

In a recent speech, Conservative shadow chancellor George Osborne said: “Our new economic model will be built on long term saving and investment” – make sure your personal economic model is too with an offset mortgage.
For years now people have used their homes like cash machines – a few years of frivolous spending followed by [...]

Can you imagine a world without credit card debt? It might be a far-off dream but it can be a reality by using an offset current account loan.
We all have credit cards and we all wish we didn’t – they can be the bane of our lives. As soon as you think you have saved [...]

You may be keen to make sure your savings within your offset mortgage grow this year – but it might be prudent to protect you assets first.
For too long Brits have been hell-bent on making more money without thinking about what could happen to them. Advisers and lenders alike have also been complacent when it [...]

Now that the dust is settling on the financial markets, people are waking up to the fact that they, like the banks, need to save more for the bad times.
But despite the financial shock of the last 18 months, data for the last five years shows that in general Britons have not made savings any [...]

Those who have had an offset mortgage for a whole year will be able to spend that little bit more this Christmas because even in the worst downturn in 70 years, offset mortgage borrowers will have saved money in 2009.
Thanks to the all-time low base rate, many mortgage borrowers have had the best year for [...]

More and more grandparents are trying to save all they can to help fund their grandchildren’s lives and most importantly help their parents afford a decent education – if you are a grandparent looking to save for your family, choose an offset mortgage and watch your nest egg grow.
According to F&C Investments, more than a [...]

More people are confident about saving and are saving more this month than at any other point this year, according to Nationwide.
The building society has found that fewer people are not saving at all in November, with just 22% of people admitting that they have no savings, down from 24% of people in October.
Andy Hutchinson, [...]

It seems that parents are finding it harder to save than ever – research from Abbey has found that over one in four British parents with young children have no savings or investments – so more parents should be considering offset loans.
The bank’s research has found that 20% of these parents have less than £1000 [...]

Do you know if you could be making even more of your offset loan? You might think that you are making the most of your money by simply having an offset mortgage, but you could be doing EVEN more.
One of the great things about offset is that you can take money out of the mortgage [...]