When you get your bank statement in each month you may notice that you earn a tiny bit of interest on your balance – but did you know that your day-to-day current account can be used for so much more?
The interest accrued on current accounts is miniscule – you may make as much as a [...]

People need to think of the short, medium and long term when it comes to their finances – they need to begin looking after their money and thinking how they can benefit from saving, rather than spending.
The key is to look to the long term. Many people will be living longer and will need more [...]

In the last Budget, the Chancellor Alistair Darling spelled out new plans to help people with an ISA – a little product that could save even more money when linked to an offset mortgage.
ISAs were created by the Government at the start of the 21st century to help people save more, tax-free. Essentially they are [...]

Two recent house price indexes have found the UK property market to be regaining a little momentum with continued price increases – but what does this mean to offset borrowers?
The latest house price index from Nationwide found that house prices increased by 1.6% in August this year, the fourth month in a row that house [...]

It feels like the gloomiest economy ever, but savvy money managers stand to benefit in these tough times – offset provider first direct has developed guidelines and tips designed to help them beat the credit crunch.
The first thing to do is to stay on top of your finances – first direct research reveals that 17 [...]

The percentage of Brits who say they have no money to save increased from 50% in 2008 to a massive 85% in 2009 as the daily cost of living and the burden of debt increases.
Research from Scottish Widows has revealed that the nation’s savings behaviour is being severely affected by this year’s unprecedented economic environment. [...]

If you are thinking about offset you have to be ready to become the ultimate, disciplined borrower – which could mean a whole new way of borrowing and saving.
Offset works best when you keep saving. But saving every month is tough – if you are only being asked to pay £500 a month for your [...]

If you have come into a lot of money one of your first thoughts may have been to pay off your mortgage as soon as you can – but is that the best decision?
Windfalls do not come around very often, and when they do come along, you have to be very careful about how you [...]

More than four million home-owners are playing a waiting game, watching the fluctuating property market with an eagle eye so they can cash in on cheaper home-ownership before prices start to rise.
According to research from First Direct, UK homeowners waiting for the right moment to ‘trade up’ their houses are now sitting on a savings [...]

People are looking in all different directions at the moment to make the most of their money – when all they have to do is look around them and realise their home is the best asset to invest in.
Fifty seven per cent of UK savers have split their money into more than one investment or [...]