Two recent house price indexes have found the UK property market to be regaining a little momentum with continued price increases – but what does this mean to offset borrowers?
The latest house price index from Nationwide found that house prices increased by 1.6% in August this year, the fourth month in a row that house [...]

If you opt to consolidate your debts into your current account offset mortgage, you can be sure that you will be able to secure a cheaper mortgage in the future.
While many people think mortgage lenders decide their mortgage applications on the basis of income multiples – where the mortgage amount is decided by multiplying annual [...]

This spring, the amount the population is saving is higher than ever according to National Savings & Investments, proving that in the downturn saving is the very best practice.
On average, NS&I found that Britons are setting aside £92.41 each month, up from £90.12 in winter 2008. Those who regularly save are also putting away £209.23 [...]

An increasing number of Brits are now seeing saving as important but the majority are still simply not saving enough.
Nationwide has found that over a quarter of consumers save nothing at all, with less than half saving regularly. However, more people see the benefit of saving – 60% of people think that saving is an [...]

The percentage of Brits who say they have no money to save increased from 50% in 2008 to a massive 85% in 2009 as the daily cost of living and the burden of debt increases.
Research from Scottish Widows has revealed that the nation’s savings behaviour is being severely affected by this year’s unprecedented economic environment. [...]

On of the best things about offset mortgages is their ability to allow you to not only save in the present, but also save for any future spending.
The new financial landscape means a lot more people have woken up to the fact that the days of ’spend now, pay later’ have gone. Where once just [...]

If you are thinking about offset you have to be ready to become the ultimate, disciplined borrower – which could mean a whole new way of borrowing and saving.
Offset works best when you keep saving. But saving every month is tough – if you are only being asked to pay £500 a month for your [...]

Yorkshire building society has found that its offset products are very popular with parents wanting to help out their children with mortgage payments.
Some offset mortgages enable family members or friends to link their savings account to the borrower’s offset mortgage. No interest is paid to the saver but any savings put towards an offset mortgage [...]

If you have come into a lot of money one of your first thoughts may have been to pay off your mortgage as soon as you can – but is that the best decision?
Windfalls do not come around very often, and when they do come along, you have to be very careful about how you [...]

In the current belt-tightening climate, just under three-quarters of UK adults are getting ever the more thrifty to get by during the credit crunch, understanding that pennies make pounds when it comes to saving, little by little.
uSwitch.com has found that many consumers are doing all they can to save the pennies – from cutting their [...]