If you want to make the most of your offset, the key is managing your money and your linked accounts, every month.
Many offset deals work out a daily rate – every day it assesses what is offset against your mortgage debt and then calculates a payment rate. Then, at the end of the month, the [...]

New research from Halifax shows that over two-thirds of savers have an online savings account and over half say it is their preferred method of managing their money.
Unsurprisingly, 25-34 year olds are the most likely e-savers with almost three quarters saying they prefer online saving to going into a branch, but silver surfers prefer saving [...]

In these tough times, Brits are doing all they can to save a bit extra in case of the worst – but many might be going to far and could leave themselves exposed to more financial woes.
There are, of course, good places to cut back: new research from LV= has shown that a quarter of [...]

It seems that millions of people are confused about their savings rates and have no idea where to turn when it comes to making their money work harder – the obvious answer should be offset mortgages.
A new report from uSwitch.com reveals 22 million UK savers have no idea what level of interest they currently earn [...]

Half the population would be penniless in less than a month if income dried up thanks to a chronic lack of savings, according to a new survey by AXA.
The report shows the worrying degree to which the UK population is unprepared when it comes to savings and financial cover should they be faced with long-term [...]

Last week the National Savings and Investments’ savings survey said that more Brits were saving against any more downturn – but Nationwide says Britain isn’t saving enough yet.
The building society says the problem is that the savings divide is increasing between those who do and do not put money aside: it says 60% of [...]

Most Brits save ‘in case of the worst’ according to the National Savings & Investments – something that is very easy to do with an offset mortgage.
The Government savings vehicle found that Britons have saved an average of £86.35 each month over the last year, ending on a high of £90.12 during the winter months. [...]

People are looking in all different directions at the moment to make the most of their money – when all they have to do is look around them and realise their home is the best asset to invest in.
Fifty seven per cent of UK savers have split their money into more than one investment or [...]

Offset mortgages are set to become THE mortgage of 2009 as more people look for alternative methods of making their money work for them in this low savings rate environment.
Competitively priced offset mortgages dominate the mortgage landscape in many countries, but in the UK it has traditionally been a different story – until now.
As Moneysupermarket.com [...]

Consumers could save almost £40,000 in mortgage interest and cut their term by 7 years if they choose an offset mortgage ahead of other forms of home loan.
Uswitch.com says the problem is that some consumers may lose out due to lack of understanding as 1.6 million do not even know what offset is and almost [...]