No other mortgage is quite so engineered for the 21st century as an offset loan – if you want a truly modern, online mortgage then opt for the loan that you can control 24/7.
Online finances are now the norm – it is just 12 years since internet banking began, but its popularity has grown so [...]

Offset mortgages are always put into the ‘niche’ category of mortgages, alongside self-build, self-cert and buy-to-let, but offset shouldn’t be niche – it could improve the lives of millions of people.
Niche means an area that is only of interest and only suitable for a small, select group, and that’s fine for many mortgage types. Self-cert [...]

This spring, the amount the population is saving is higher than ever according to National Savings & Investments, proving that in the downturn saving is the very best practice.
On average, NS&I found that Britons are setting aside £92.41 each month, up from £90.12 in winter 2008. Those who regularly save are also putting away £209.23 [...]

The credit crunch has made people think more about saving – which inadvertently means more people are becoming greener.
It seems that even the credit crunch cloud has a silver lining, or at least green one. Indeed according to new research from cahoot, Brits are starting to live greener lives as a by product of their [...]

Nineteen out of 20 people are more wary of the security of their savings in the wake of the credit crunch.
It’s survey found that 45% of people now say the security of the provider should be the most important factor for them, while 47% say the interest rate is paramount. Six months earlier, 66% of [...]