New research from Birmingham Midshires has revealed Brits have almost doubled the amount they are saving on a quarterly basis compared to this time last year – but even more Brits could be doing this with the help of a good offset mortgage.
In the three months to April 2010, Britons saved an average of £1,031, [...]

It is not just those who are scrimping and saving who could benefit from an offset mortgage – it’s unique properties make them an excellent choice for the wealthy too.
Offset mortgages are a great way of making more from your savings. But they are also a great way of getting round the taxman – because [...]

People simply cannot make the money that they need by putting their nest eggs into a savings account in this low rate and high inflation environment.
Even though inflation recently fell to 3%, it is still high, and combined with a low interest rate it means savings accounts are just not good enough. But offset mortgages [...]

Rising inflation coupled with a historically low base rate of 0.5 per cent has left consumers with very few opportunities to gain any real return on their savings – but for those savers who also have a mortgage, now could prove the perfect time to consider switching to an offset mortgage deal as a way [...]

Many savings rates have tumbled over the last few months as lenders try and offer cheaper mortgages – with an offset you can have the best of both worlds.
At the moment, in order to maintain their balance sheets, banks can either offer competitive mortgage or saving deals, not both. And according to Moneyfacts, since November [...]

The way most mortgages work is pretty straight forward – you take out a loan with a mortgage lender and over time you repay that loan at a premium. But offset mortgages do not quite work in the same way.
Regular mortgages are secured loans which means they are a money loan secured on a home. [...]

If you are finding it hard to save as much as you’d like you might want to consider taking out an offset loan to help you save more every month while at the same time reducing your mortgage.
It has been hard to save during this economic slump – we might be out of the recession, [...]

It’s all well and good a mortgage adviser telling you to switch to an offset mortgage but until you release how much you can actually save by just moving around your money you may not be entirely convinced.
Offset mortgages work by taking a lump sum and offsetting it against your mortgage debt – £10,000 offset [...]

If you do not feel like you control your own finances and feel like they are in control of you then you need to invest in a mortgage where you are the boss and you call the shots, every month.
It’s a common dilemma to be in – more than half of Britons aged 35 and [...]

New research by The Co-operative Bank Mortgages has revealed that almost two thirds of mortgage holders are aiming to be mortgage-free by the time they reach 50 years of age. 
This is a great goal, but one that is tough to make a reality. To do it you need a mortgage that encourages overpayment and actually [...]