The key to offset mortgage success is to watch the pennies – if you keep a careful eye on your finances at all times you are bound to save more with an offset loan.
And you’d be amazed at how much the pennies can save you – money.co.uk has revealed that, on average, the nation’s shrapnel [...]

A fifth of Brits could do with taking out an offset mortgage to encourage them to save because right now they are saving nothing at all.
Nationwide has found that in January 2010, the number of regular and occasional savers increased to 79% – the highest since September 2008. But one fifth of people still not [...]

Thanks to the Bank of England deciding to keep interest rates at 0.5% for the 11th month in a row, 76% of investors have had enough of dismal savings rates and say they are not interested in investing in cash.
Fair Investment has found more than three quarters of investors would prefer to put their money [...]

In a recent speech, Conservative shadow chancellor George Osborne said: “Our new economic model will be built on long term saving and investment” – make sure your personal economic model is too with an offset mortgage.
For years now people have used their homes like cash machines – a few years of frivolous spending followed by [...]

If you search the Internet for offset mortgage adviser or talk to an offset mortgage adviser you will always hear the message ’shop around for the best offset mortgage’ because it is a complicated financial product. But what happens if you pick the wrong offset loan?
What is the worst that can happen? Well, if you [...]

Can you imagine a world without credit card debt? It might be a far-off dream but it can be a reality by using an offset current account loan.
We all have credit cards and we all wish we didn’t – they can be the bane of our lives. As soon as you think you have saved [...]

You may be keen to make sure your savings within your offset mortgage grow this year – but it might be prudent to protect you assets first.
For too long Brits have been hell-bent on making more money without thinking about what could happen to them. Advisers and lenders alike have also been complacent when it [...]

The media loves to report house prices rises and dips – it’s easy news and most people are affected by it – but what does it mean to an offset mortgage if house prices rise?
Prices fell heavy in 2008, but through most of 2009 they seem to have improved somewhat and that improvement seems like [...]

Now that the dust is settling on the financial markets, people are waking up to the fact that they, like the banks, need to save more for the bad times.
But despite the financial shock of the last 18 months, data for the last five years shows that in general Britons have not made savings any [...]

All offset mortgage borrowers should consider forms of income protection – if they do not have then their mortgage, their credit rating and their home could all be at risk.
The problem is that too many Britons underestimate how long they could survive without income – almost half believe they could last 10 months if faced [...]