Offset Mortgages Best Buys Compared

One of the best places to see offset mortgages best buys is on a financial comparison website. That will allow borrowers to input their circumstances and see offset mortgages best buys on the basis of initial interest rate, annual percentage rate (APR), tie in period, loan to value and flexible features. Some sites also list their bestselling mortgages in different categories. Here are some of the offset mortgage deals that have made the list of offset mortgages best buys.

When looking at offset mortgages best buyson Trigold, which is one of the most used mortgage sourcing systems for mortgage brokers and IFA’s we find a variety of lenders offering a wide range of offset mortgages best buys. The criteria that was used for the search was an offset purchase.

Scottish Widows Offset Mortgages Best Buys

Borrowers who are looking for offset mortgages best buys can also consider the Scottish Widows Bank Offset Mortgage, which is pegged at the Bank of England base rate for a period of 2 years, to give an APR of 6.6 per cent. Arrangement and administration fees come to £2499 and there is no higher lending charge. Scottish Widows Bank Offset Mortgage compare well to other mortgage products because of the wide choice of varying products that they have. The maximum loan to value is 75 per cent.

The Intelligent Finance offset mortgage compares well with other offset mortgages best buys. The fixed rate offset mortgage at 5.74% ranks among the top 10 on our sourcing software. The APR is 7.20 per cent, with a £1499 arrangement fee and early repayment charges of 4% until 2010.

Leeds building society offset mortgages features on the offset mortgages best buys lists . This offset mortgage is fixed at 5.74%, with an APR of 6.50 per cent. Arrangement fees are £999 and the fixed rate is until 31/05/2011 and the lender will lend up to 80% loan to value.

Scottish Widows Bank feature 4 times in our top ten offset mortgage best buys and another example of a deal offered by them with lower fees is their 5.69% fixed rate until 30/04/2010. The lenders arrangement fees are £999 and the APR comes in at 6.90%.*

It is worth remembering that there are plenty of deal available, many with even lower fees then the deals mentioned above - but generally loer fees means higher interest rates so call us now to ensure that we get the best overall deal for you based on your circumstances.

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© 2007 and 2008 Offset Mortgage Centre | Terms and Conditions | Privacy Statement | We don't charge a fee for admistration of an offset mortgage. The Offset Mortgage Centre is the trading name of The Mortgage Broker Ltd, (a whole of market mortgage broker), which is an appointed representative of Home of Choice Limited, which is authorised and regulated by the Financial Services Authority | Your home may be repossessed if you do not keep up repayments on your mortgage. *Source - Trigold 10th March 2008