Offset mortgage reviews tend to come in three flavours. There are reviews of mortgages by consumers, based on their own experience of a particular product. There are mortgage reviews published in the financial press and then there is the mortgage comparison tables published on financial comparison websites.
What most people want to know from offset mortgage reviews is what it's like to use the product, how much it is going to cost them and what incentives might be offered. The three types of review providers have varying success in providing this type of information for consumers of offset, CAM and Flexible mortgages.
Mortgage Reviews on Comparison Websites
Offset Mortgage Centre's experience of financial comparison websites is that the information they provide is variable. Some financial comparison sites look only at the headline interest rates when deciding on their best buys.
Mortgage Reviews on Consumer Review Websites
Consumer review websites are where consumers review everything from books to baby clothes. But how much trust can potential homebuyers put in offset mortgage reviews on these sites? Well, they can be a good guide to particular person's experience of particular mortgage product. However, consumers need to wade through the reviews to find the ones that are not just rants about something that went wrong or eulogies about something that went right.
Mortgage Reviews in the Financial Press
Almost all newspapers have a section which includes such content as offset mortgage reviews. These can be useful because they contain comparisons of different offset mortgage deals available as well as examples of how they worked out in practice. Here at The offset mortgage centre we decided to add a forth type of review namely:
The Mortgage Expert Review
We put the task to our own professional mortgage advisers to come up with unbiased offset mortgage reviews, flexible mortgage reviews and Current Account Mortgage Reviews for all the lenders in the market based on the fact that the best mortgage reviews will be balanced assessments of the pros and cons of particular mortgage deals or mortgage lenders.
Each of our reviews lays out the features and benefits of the scheme. Additionally we have ranked each scheme to produce a list of what we believe are the best offset, flexible and current account mortgage deals on the market today. Our top deals are listed below
Our Top Offset Mortgage Schemes
In our opinion Intelligent Finance Offset Mortgage rates as one of the best along with Royal Bank of Scotland and the Woolwich Openplan Offset Mortgage
Top Flexible Mortgage Schemes
The top three lenders for flexible mortgages according to our expert team falls to the Abbey along with Bank Of Scotland Flexible Mortgage and last but not least Standard Life Bank Flexible Mortgage schemes.
Use our reviews to match the criteria against your particular requirements and you might get an idea of a mortgage scheme that may suit your needs. However, as always you should seek professional advice based on your own personal circumstances. No single mortgage is going to suit everyone after all; the best mortgage for you is the one that suits your individual circumstances.
When you are ready to talk to a professional please give one of our advisors a call on 0845 0845 60 33 173 and we will source the right deal for you from the whole of the market at the lowest possible rate.
Our expert advice is completely FREE, we do not charge a fee of any kind for sourcing or arranging your mortgage.
